Record Transfers Between Accounts
When your client moves money between their own bank accounts, both sides of the transaction need to be recorded as a transfer — not as income or expense. Propio automatically detects potential transfers and suggests matches, so you can confirm them without manual searching.
Steps
- Go to your client's Transactions page
- Look for transactions marked with a ⚠ question mark icon on the left — this indicates Propio has flagged it as a possible transfer requiring review
- Click the toggle arrow (›) on the left of the transaction to expand it
- Review the AI-suggested match — Propio will show you the corresponding transaction from the other account with date, account name, and amount
- Choose one of the following:
- Click Confirm Match to record the transfer — both transactions will be linked and excluded from income and expense totals
- Click This is not a transfer if the suggestion is incorrect and the transaction should be categorized differently
- If both transactions were already categorized, Propio will show a Confirm Overwrite Transfers warning — review it and click Create Transfer to proceed, or Cancel to go back
Once confirmed, the transaction will display the matched pair showing both sides of the transfer across accounts.
💡 Tip: Unmatched transfers will distort your client's P&L by appearing as income or expenses. Reviewing transfer suggestions regularly — especially after importing new bank statements — keeps your reports accurate.
Common Issues
- Don't see a suggested match? The corresponding transaction may not have synced yet. Check that both bank accounts are connected and up to date, then revisit.
- Seeing the Confirm Overwrite warning? This means one or both transactions were already categorized. Review carefully before confirming — creating the transfer will override the existing categorization.
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